Health First Colorado Buy-In Program for Children with Disabilities
Colorado · Colorado Department of Health Care Policy and Financing (HCPF)
Our summary
The Buy-In Program is a way for families of a child under 19 with a disability to buy into Health First Colorado (Medicaid) when they earn too much for Medicaid or CHP+, with family income below 300% of the Federal Poverty Level. Families pay a monthly premium based on income.
- No co-pays for children
- No SSA disability application needed
- Disability Application en español
Buy-In Experts (questions) 1-800-711-6994 · Apply online at Colorado PEAK (the state benefits site) · Disability Application (English PDF) · Disability Application (Spanish PDF)
What happens after you knock
- Families who apply through PEAK also send the Health First Colorado Disability Application to their eligibility site.
- HCPF decides using the Social Security Administration (SSA) listings.
No answer?
Call the Buy-In Experts line: 1-800-711-6994.
Apply online at Colorado PEAK, in person, or by mail.
Family Voices Colorado helps families with public or private health insurance: 303-877-1747.
If the answer is no
Family Voices Colorado teaches about private and public insurance appeals: 303-877-1747.
Want a person?
Family Voices ColoradoFamily Voices Colorado helps families with public or private health insurance.In their words8 quotes ›
“If your child and/or your family earn too much for Health First Colorado or Child Health Plan Plus (CHP+) your child may qualify.”hcpf.colorado.gov
“You must be a child under the age of 19,”hcpf.colorado.gov
“Your gross family income after disregards must be below 300% of the Federal Poverty Level (FPL). You may have additional income that is disregarded.”hcpf.colorado.gov
“You must pay monthly premiums based on your income to be in the program. The more you make, the more you pay.”hcpf.colorado.gov
“Effective Date: April 1, 2026 based on 2026 FPL”hcpf.colorado.gov
“In-person”hcpf.colorado.gov
“By mail”hcpf.colorado.gov
“If you believe you have a disability, even if you have been denied disability status by the Social Security Administration, please also fill out the Disability Application:”hcpf.colorado.gov
Spanish: HCPF has a Spanish Disability Application, "Solicitud de determinación de discapacidad", and a Spanish paper application.
Checked Nov 1, 2026 against hcpf.colorado.gov, colorado.gov. Something changed? Tell us