Colorado ABLE (savings account)
Colorado · Sponsored by the state of Colorado and administered by CollegeInvest
Our summary
Colorado ABLE is a tax-advantaged savings account for people with a disability that started before age 46. Balances of $100,000 or less do not count toward the SSI resource limit; above that, SSI can be suspended. Medicaid eligibility continues regardless of the balance.
- Up to $100,000 not counted for SSI
- No Medicaid clawback
Customer Service 1-888-609-3468
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Call Customer Service: 1-888-609-3468.
The Autism Speaks Autism Response Team takes calls at 1-888-288-4762 (English) or 1-888-772-9050 (Spanish).
If the answer is no
The Autism Speaks Autism Response Team can answer questions and connect families with tools and resources: 1-888-288-4762 (English), 1-888-772-9050 (Spanish).
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Autism Speaks Autism Response Team (ART)The Autism Response Team is an information and referral support for the autism community.In their words10 quotes ›
“Enjoy tax-advantaged saving without impacting your current benefits.”coloradoable.org
“Balances of $100,000 or less are excluded from your SSI resource limit.”coloradoable.org
“Only the amount OVER $100,000 is counted against your limit, along with assets held in non-ABLE accounts.”coloradoable.org
“If your account causes you to exceed the SSI resource limit, then your SSI benefits will be suspended until the account balance no longer exceeds your resource limit.”coloradoable.org
“You’ll continue to be eligible for Medicaid, regardless of your account balance.”coloradoable.org
“Eligible individuals can open the account for themselves, or an authorized individual can open an account on their behalf.”coloradoable.org
“The qualifying disability must have started prior to age 46.”coloradoable.org
“Self-certification of a similarly severe disability, if not entitled to SSI or SSDI.”coloradoable.org
“Each Account is charged an account maintenance fee of $14.00 each quarter.”coloradoable.org
“This fee can be reduced to $7.75 if you select email delivery for statements and confirmations.”coloradoable.org
Checked Nov 1, 2026 against coloradoable.org, coableonline.com. Something changed? Tell us